About me now

Experience, education, and training are the hallmarks of a court approved expert.

Things I am not

I’m not a “bankruptcy mill” from Phoenix, or an internet “fill in the blank” document preparer.  I am not a paralegal who is prevented by law from offering the legal advice you need.  I am not a multi-million dollar firm with expensive office space and dozens or hundreds of attorneys each generating 80 billable-hours each week. Though it pains me to admit it, I am not perfect (see below).

Things I am

As defined by Congress at 11 USC 528, I am a debt relief agency.  I help people file for bankruptcy relief under the Bankruptcy code.  That’s not all I do, but it’s a big part of it.  

I’m local.  I grew up in Prescott, and I divide my time between my home-office in Cottonwood and my office in Prescott Valley.  I have practiced in Yavapai County for 20 years.

I’m the guy. I am personally involved from start to finish.  My clients pay one salary for the chief, cook, and bottle washer, not three salaries.

My Vulnerability
One other thing: I have had health issues that have affected my practice. Some lawyers get involved with drugs or drinking: I am fortunate that drugs or alcohol have never been my cross to bear. Instead, my neural pathways/brain chemistry occasionally gets out of whack all by itself, leaving me overwhelmed by things normally below the whelm level. Although I was vaguely aware that mental illness affects an estimated 1 in 4 adults at some point during their lives, I was always quite sure I would not be the one. In 2017 I decided to close my practice for a time. I stopped taking on new clients while I dealt with my health issues; this included closing/transferring a number of open or pending files and refunding clients’ money from my trust account when I concluded I could not be an effective advocate for them. I also began working with the state bar to address cases affected by my health issues, and to use resources available through the state bar’s member assistance program.

As part of the process, I started receiving treatment from qualified health professionals. It’s an ongoing process, and I am finding that reducing the number of days I am in-office helps make me a better human being. So I am not available 24/7. I do have a duty to my clients to respond timely, and will do my best to do so, but If I drop the ball, please feel free to remind me of things. Again: I am human. I will do my best to help you, and I can promise to treat you with respect and courtesy. I appreciate those who have done the same for me.